Earnings & Income Disclosure & Disclaimers The Federal Goverment Requires us to state the obvious.  Your results are up to you.  As with everything in life nothing is guaranteed except for death and taxes.  And as with every other opportunity and field of endeavor in life some people do nothing, some do ok, some do well ,and some do very well.   It's all depends on lots of varying factors known and unknown. See full disclaimers below: Any and all claims or representations as to be considered exceptional results and not average earnings.  The majority of people make no money at all. Your individual results will vary. There is no guarantee that you will earn any money with the system or using the techniques and ideas in these materials. Examples on this site and in these materials are not to be interpreted as a promise or guarantee of earnings. Earning potential is entirely dependent on the person using our products, marketing systems, leads, ideas, techniques and conditions of the marketplace. We do not purport this as a “get rich scheme.” Like anything in life this will take work, confidence, consistency, time, effort, energy, money, attraction abilities, mental and emotional congruency with the products and program and many more seen and unseen, known and unknown factors. Any claims made of actual earnings or examples of actual results have been used for demonstration purposes only. Your level of success in attaining the results claimed in our materials depends on the time you devote to the program, ideas and techniques mentioned, your finances, knowledge, market conditions and various skills. Since these factors differ according to individuals, we cannot guarantee your success or income level. Nor are we responsible for any of your actions. There can be no assurance that any prior successes, or past results, as to income earnings, can be used as an indication of future success or results. Making decisions based on any information presented. Financial results are based on many factors. We have no way of knowing how well you will do, as we do not know you, your background, your work ethic or your practices. Therefore we do not guarantee or imply that you will get rich or that you will do as well or make anything at all.  Most users will make NO MONEY AT ALL with this program The income or financial examples given are in no way meant as a representation of actual or possible earnings, nor are they meant as an inducement, promise, guarantee or prediction of income of any kind. No income claims, promises, predictions or guarantees are made of any kind. We have no idea if you'll use this information or not. If you leave it sitting on a shelf alongside all the others we can promise that you won't make a dime with it. Even if you do use it, we have no idea how much money you'll make or if you'll make any money at all. We are not promising, predicting, implying or even hinting that you'll make a dime. You may even lose money. Every business or marketing venture involves some degree of risk. It's up to you to decide what's right for you. Again, the testimonials and stories on this page are not typical. We cannot completely verify these customers' statements. Also, while the testimonial may be accurate as of the time that we hear from the customer, the customer's experience may have significantly changed over time. While we will try to update our information on the customer providing the testimonial, we cannot assure you that our information will be up to date. And you should also know that the testimonials here illustrate extraordinary results and unique experiences which do not apply to most customers who use our products and or join the opportunity and which you should not expect to achieve.  AVERAGE RESULTS: Average results are the same as the average amount of people who follow through with anything such as sticking to a diet and losing weight etc.  Most people dont follow through and make any money.  Most customers lose money because of many factors already explained.  Historically, most people don’t follow through with anything. Average results are very few if any as most people don't follow through with this like most other things. Also, we do not promise, guarantee or imply that you (or that your use of our products, services, leads, opportunities etc will improve your life, finances, raise your internet profile, or increase your revenues. As with any business, successful or unsuccessful use of our products will widely vary among our customers depending on many factors, including but not limited to, the customer's skill set, creativity, motivation, level of effort, individual expertise, capacity and talents, business experience, your cost structure and the market in which you compete. We also know that many of our customers will not implement our program, much as many gym members won't go to the gym. We obviously cannot compel you to use our products. You obviously need to implement our products to find out for yourself the usefulness of what we teach you, and we sincerely hope that you do. Similarly, we provide no assurance that either improved operations or earnings in one month can be duplicated or approached in any other month. For all these reasons, your purchase and use of our information, products and services should be based upon your own due diligence and judgment on how best to use our products, opportunity and system. You should not view our company's products and services as responsible for any success or failure of your business; we provide a tool that you can use to try to improve the operation of your business. Your decision to purchase and use our information, products and services should be based on your own due diligence, and not on any representation that we make to you. We will not be responsible for any success or failure of your business after you implement the information you receive from us. We provide marketing systems, products, training, the opportunity etc that you can use to purely as an opportunity.  Similar to if you go and buy a loaf of bread at the supermarket with the intent of making specific meals.  You may drop the bread, you may smash it, you may be terrible at cooking, you may forget and then it goes rotten, etc etc.  Same thing with this, there are many, many factors that make a business successful we have no way of knowing what you will do or won’t do with it. FORWARD LOOKING STATEMENTS: Materials in this website may contain information that includes or is based upon forward-looking statements within the meaning of The Securities Litigation Reform Act of 1995. Forward-looking statements give our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words that imply meaning such as: anticipate, estimate, expect, project, intend, plan, believe, and other words or terms of similar meaning in connection with a description of potential earnings or financial performance. Internet activities have unknown risks involved and are not suitable for everyone. Making decisions based on any information presented in our website should be done only with the knowledge that you could experience losses,  and not produce a financial outcome at all. Use caution and seek the advice of qualified professionals. Check with your accountant, lawyer or professional advisor before acting on this or any information. You agree that we are not responsible for the success or failure of your decisions relating to any information presented by this website. LEGAL DISCLAIMER: None of Terry & Amy Hansen, InTheZoneEnterprises LLC, MonyfreedomSystem or, its owners (expressly including, but not limited to "Terry & Amy Hansen"), officers, directors, employees, subsidiaries, affiliates, licensors, service providers, content providers, and agents are financial advisers and nothing contained herein is intended to be or to be construed as financial advice. Your use of the information contained herein is at your own risk. The content is provided 'as is' and without warranties of any kind, either expressed or implied. We disclaim all warranties, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement. As stated above we do not promise or guarantee any income or particular result from your use of the information contained herein. We assume no liability or responsibility for errors or omissions in the information contained herein. We will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary or other damages, including, but limited to, loss of revenue or income, pain and suffering, emotional distress, or similar damages, even if We have been advised of the possibility of such damages. In no event will the collective liability of Terry & Amy Hansen and their assigns to any party (regardless of the form of action, whether in contract, tort, or otherwise) exceed the greater than the amount you have paid to the referring company for the information, product or service out of which liability arose. Under no circumstances will we be liable for any loss or damage caused by your reliance on the information contained herein. It is your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content contained herein. Please seek the advice of professionals, as appropriate, regarding the evaluation of any specific information, opinion, advice or other content. Please contact your tax professional for expert advice on any reference made to any opportunity, product or service offered by us as being a "tax deductible" business expense. GENERALLY EXPECTED RESULTS FROM OUR PRODUCTS: Although our products are intended to be fully implemented, and we work hard to ensure it's easy to do so, the typical user of virtually all education products treats them in much the same way they treat a book.  The vast majority read or skim through it once, then "leave it on the bookshelf".  The results of such education are intangible and not measured in direct profit, influence, health, pet health, relationship improvements, or other positive results of any kind.  And even when consumers implement our product in full, more often than not they do not report increases in profits, leads, sales, influence, health, pet health, relationship improvements, or other positive results of any kind.  Reports of specific profits, improvements in health, pet health, relationship improvements, influence, sales, leads, or any positive results of any kind should therefore be understood as the exception rather than the rule.  Consumers who use our products can generally expect not to see any increase in sales, leads, profits, influence, health, pet health, or positive results of any kind.  It is entirely possible you will lose money, health, influence, relationship status, and experience other negative outcomes as a result of the advice contained in our products. GENERALLY EXPECTED RESULTS FOR OUR AFFILIATES: Ninety-eight percent of our affiliates remain inactive, doing nothing to promote the program after signing up, and thus never making a single sale.  Of the remaining two percent, the vast majority do not succeed in making any sales.  Therefore, notwithstanding the fact that potential forward looking earnings on our affiliate solicitation pages are true and accurate to the best of our knowledge, profiting from our affiliate program should be considered the exception rather than the norm.  The majority of affiliates will lose time, money, and effort in their promotional activities for our programs. The Bottom Line: ANY EARNINGS OR INCOME STATEMENTS, OR EARNINGS OR INCOME EXAMPLES, ARE ONLY ESTIMATES OF WHAT IS POSSIBLE AND WHAT SOME PEOPLE HAVE EARNED. THERE IS NO ASSURANCE YOU'LL DO AS WELL. IF YOU RELY UPON OUR FIGURES, YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.  WHERE SPECIFIC INCOME FIGURES ARE USED, AND ATTRIBUTED TO AN INDIVIDUAL OR BUSINESS, THOSE PERSONS OR BUSINESSES HAVE EARNED THAT AMOUNT. THERE IS NO ASSURANCE YOU'LL DO AS WELL. IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.  ANY AND ALL CLAIMS OR REPRESENTATIONS, AS TO INCOME EARNINGS ON THIS WEB SITE, ARE NOT TO BE CONSIDERED AS AVERAGE EARNINGS.  TESTIMONIALS ARE NOT REPRESENTATIVE.    THERE CAN BE NO ASSURANCE THAT ANY PRIOR SUCCESSES, OR PAST RESULTS, AS TO INCOME EARNINGS, CAN BE USED AS AN INDICATION OF YOUR FUTURE SUCCESS OR RESULTS.   MONETARY AND INCOME RESULTS ARE BASED ON MANY FACTORS.  WE HAVE NO WAY OF KNOWING HOW WELL YOU WILL DO, AS WE DO NOT KNOW YOU, YOUR BACKGROUND, YOUR WORK ETHIC, OR YOUR BUSINESS SKILLS OR PRACTICES.  THEREFORE WE DO NOT GUARANTEE OR IMPLY THAT YOU WILL WIN ANY INCENTIVES OR PRIZES THAT MAY BE OFFERED, GET RICH, THAT YOU WILL DO AS WELL, OR MAKE ANY MONEY AT ALL. THERE IS NO ASSURANCE YOU’LL DO AS WELL.  IF YOU RELY UPON OUR FIGURES; YOU MUST ACCEPT THE RISK OF NOT DOING AS WELL.  INTERNET BUSINESSES AND EARNINGS DERIVED THEREFROM, HAVE UNKNOWN RISKS INVOLVED, AND ARE NOT SUITABLE FOR EVERYONE. MAKING DECISIONS BASED ON ANY INFORMATION PRESENTED IN OUR PRODUCTS, SERVICES, OR WEB SITE, SHOULD BE DONE ONLY WITH THE KNOWLEDGE THAT YOU COULD EXPERIENCE SIGNIFICANT LOSSES, OR MAKE NO MONEY AT ALL.  ONLY RISK CAPITAL SHOULD BE USED.  ALL PRODUCTS AND SERVICES BY OUR COMPANY ARE FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY.  USE CAUTION AND SEEK THE ADVICE OF QUALIFIED PROFESSIONALS. CHECK WITH YOUR ACCOUNTANT, LAWYER OR PROFESSIONAL ADVISOR, BEFORE ACTING ON THIS OR ANY INFORMATION.   USERS OF OUR PRODUCTS, SERVICES AND WEB SITE ARE ADVISED TO DO THEIR OWN DUE DILIGENCE WHEN IT COMES TO MAKING BUSINESS DECISIONS AND ALL INFORMATION, PRODUCTS, AND SERVICES THAT HAVE BEEN PROVIDED SHOULD BE INDEPENDENTLY VERIFIED BY YOUR OWN QUALIFIED PROFESSIONALS.  OUR INFORMATION, PRODUCTS, AND SERVICES ON THIS WEB SITE SHOULD BE CAREFULLY CONSIDERED AND EVALUATED, BEFORE REACHING A BUSINESS DECISION, ON WHETHER TO RELY ON THEM.  ALL DISCLOSURES AND DISCLAIMERS MADE HEREIN OR ON OUR SITE, APPLY EQUALLY TO ANY OFFERS, PRIZES, OR INCENTIVES, THAT MAY BE MADE BY OUR COMPANY. YOU AGREE THAT OUR COMPANY IS NOT RESPONSIBLE FOR THE SUCCESS OR FAILURE OF YOUR BUSINESS DECISIONS RELATING TO ANY INFORMATION PRESENTED BY OUR COMPANY, OR OUR COMPANY PRODUCTS OR SERVICES.